From: Gary S. Gevisser
Sent:
Sunday, October 17, 2004 6:48 PM PT
To: Richard Earnest – Mayor of
Del Mar, California, USA.
Cc: rest; Theo.Francis@wsj.com; FBI;
ted.kimball@kts-law.com; President@whitehouse.gov; JRK; Kevin Burke
Next Symposium {:}...No!..."Trust me, this is day one"...{:}

 

So dangerous, wouldn’t you agree, for anyone to be “high on his-her own supply”, the “bullsh1t” [sic] of money, quite the drug, fast drawing to a close?

 

The purpose of this missive is to draw the connecting dots between corrupt small time city councils such as the Del Mar City Council and the significance of the lawsuit filed this past week by Attorney General of New York State, Mr. Spitzer, who as I stated in this communiqué to lawyer Ted Kimball this past Friday, “may have bitten off more than he can chew.

 

Throughout this communiqué I will repeat the words of Mr. Spitzer,

 

“The leadership of that company [Marsh & McLennan – largest insurance brokerage company in the world] is not a leadership I will talk to; it is not a leadership I will negotiate with."

 

In many ways the Attorney General of New York State, sounds like our JoNathan’s former baseball coach, “I have nothing to say to you”, agree?

 

Then again there is a big difference between when an out of control adult preys on young and defenseless kids versus the equally sad state of affairs when a seemingly very good man like Mr. Spitzer finds himself at a loss for words, perhaps even impotent when dealing with a bunch of “dik-s”, not to forget today I published, sold and delivered the first online copy of my book Manager Minute One a takeoff of the business book best seller One Minute Manager.

 

To continue please click on this “No!” hyperlink and over the course of the next 7 days I will be updating this missive in an effort to spell things out in “black and white” hopefully as well as Mr. Spitzer in his one of a kind anything but kind complaint that should have you and everyone you know shaking in your boots, doing more than simply praying that our great President George W. Bush gets reelected, his chances most would agree not looking all that good, agree?

 

I am beginning this coming Tuesday a one week sabbatical assuming I am not incarcerated at tomorrow’s court hearing, then G-D only help those who fail to put out the whole truth and nothing but the truth so that the masses around the world can truly appreciate how fortune we all r to have folks like the Bushes in the White House, one great President with one most amazing wife both fully in command of their faculties versus Mrs. John HEINZ Kerry while placating her John is constantly, in my humble opinion thinking about continuing her “4 play” [sic] with Mr. Jeffrey R. Krinsk whose wife continues to battle, again as far as I know, to get out of bed prior to noon each and every day, blaming everyone but herself and her elitist friends for the mess us Americans still have to fess up to after decades of being hooked on entitlement programs courtesy of mostly Rich Democrats who r so self absorbed that they promote policies to assuage their guilt that destroy economic opportunity for those who are trying to make a living.

 

It is falling on less and less deaf ears why folks such as yourself are granted such incredible access to the airwaves so full of yourself in terms of your supposed stellar track record of success while being so dismissive as well as incredibly arrogant answering, “No!, the consultant we hired to assist us in making the case to raise taxes did not perform a ‘risk assessment’” when asked by not only a resident of Del Mar but a citizen of the United States, agree?

 

Such an individual, yours truly, having in fact not only a highly visible track record of success of ferreting out corruption at the highest levels of both private and public corporations but more importantly having the power to bring about in 24 hours or less a total meltdown of the stock markets throughout the world without doing more than typing in a handful of email addresses in to a missive that would be no more than a couple of sentences spelling out the ramifications of Mr. Spitzer’s lawsuit against the criminal enterprises of AIG [American International Group], Marsh McLennan and  Ace Ltd, all 3 enterprises under the “command and control” of not the supposed 5 Mafia families of New York who at least do a decent job in “Madhattan” [sic] of picking up the garbage, certainly doing a far better job than Maurice “Hank” Greenberg and his “tTOo” [sic] sons, Jeffrey and Evan, in pulling the wool over the eyes of the investing public, now surely shaking u to your core, agree?

 

While the likes of you duck your responsibilities to your constituents your deafening silences tho getting louder with each passing minute you will no doubt collapse in to a heap of tears should Dr. Cotter a physicist who I met the other evening immediately after reading Forbes Magazine publisher, Steve Forbes, the riot act, manage to set up a meeting with Mr. Spitzer and/or my friend Ron Bellows a senior executive at AIG Risk Management Services not named in the one of a kind complaint does the “right thing” for the “general good”, agree?

 

I must assume Ron Bellows is cooperating fully with Mr. Spitzer’s office but there can be no guarantee that he has whispered in Mr. Spitzer’s ear how extraordinarily helpful I could be in ensuring the fallout from his very public lawsuit does not result in the greatest collapse ever envisioned in a worse case scenario, there not a “risk assessment” specialist on the planet again having the courage to engage me in open debate why our fictitious western economies have not imploded, yet.

 

It so important to recognize the implications of Mr. Spitzer choosing such simple English in both the complaint as well as when communicating with the “bought and paid 4” [sic] media, the incredibly refreshing nature of Mr. Spitzer’s complaint, so lacking the usual dry legal mumbo jumbo lawyers usually use to spice things up, agree?

 

Again, according to the WSJ Mr. Spitzer is quoted as saying,

 

“The leadership of that company [Marsh & McLennan] is not a leadership I will talk to; it is not a leadership I will negotiate with."

 

It is possible Ron Bellows who I dined with last in late August, my last communication going out unanswered on September 4th, is the most competent “risk management” specialist on this planet but who may not be able to assist Mr. Spitzer as much as me given the “access” I have had to the highest levels of the socio-economic ladder that began in December 1967 my extraordinary mother “downloading” after suffering her very first stroke when she thought she had lost her handbag the “crown jewels.”

 

There is another picture somewhere taken on this same train ride we took the next day going from Zurich, Switzerland to Kitzbuhel, Austria that shows me resting my head on her lap the previous days events when I got introduced for the very first time to our most trusted private Swiss Banker, Mr. Jost, provides a glimpse of the saga that today has more than my extraordinary mother in a state of convulsions.

 

It is rather clear Mr. Spitzer is either being rather cagey or is having “sum” [sic] difficulty while drawing the connecting dots between AIG, March & McLennan and ACE Ltd, has failed to find the “legal connection” between Maurice “Hank” Greenberg, the CEO of AIG, his son Jeffrey who is the CEO of Marsh & McLennan and his younger brother Evan the CEO of ACE Ltd, the 3 of them without a shadow of doubt controlling a $110 odd billion a year criminal enterprise that is a whole lot more powerful than all the businesses run by every mafia family around the world, agree?

 

Even the mafia r required to purchase Certificates of Insurance, such assets on the balance sheets of private and public corporations worth exactly what to mention little of how many people do u know who have stolen from the mafia smile each day from ear to ear to mention little of my Client-Partner-Wife’s former husband’s one female pal whose father a prominent San Diego lawyer got exactly what he deserved when he stole from his mafia clients but why the hitman couldn’t have been more courteous in blasting this crooked lawyer’s head off waiting until Ms. Murry was at least out of the way is something I assume Ms. Murry covered when she appeared on the Montel Williams show a few years back discussing her fixation with getting to know her “bought and paid 4” [sic] father’s murderer in prison, my CPW’s former husband having quite a history of attracting folks who attract negative attention.

 

The impact the Greenberg family of New York have on every single human being’s life including those living in the 3rd world not dependant in any way shape or form for modern day conveniences cannot be overstated since even illiterate farmers simply feeding themselves and their offspring still have to breath our foul air, there being balance everywhere, agree?

 

There really is no reason for us human beings to procreate given the fact that we no longer are in a “fight to survive” with the rest of the animal species having done a rather disgusting job of taking care of decimating the other species living above the surface of the planet, everything tho is, finite, agree?

 

Thus the need to eliminate all the negatives out there without tho resorting to war, just thru natural attrition along with the Digital Age, a G-D-Send our ability to adjust, worms continuing to oxygenate our incredible atmosphere, the ants no doubt in a foot race, our IN-FINITY design now on the front cover of my book Manager Minute One.

 

No doubt also Mr. Spitzer knows full well the genealogical scent but one does need to go further if one is to prove “scienter” as in “culpable state of mind” a term often used in Shareholder Class Action Litigation [SCAL], more than a handful of folks in this high stakes poker game quite convinced that Mr. Spitzer as competent and courageous as he may very well be is “very overmatched”, agree?

 

Then again, Mr. Spitzer does not need to wait for Dr. Cotter to set up a lunch say at Le Cirque in New York City altho I would prefer this one of a kind Attorney General join me at our favorite Italian restaurant in Cardiff by the Sea, doubtful I will be able to get my CPW Marie Dion to join me considering she refused to accompany me to the AG Edwards function the other evening where again I picked up a whole stack of email addresses.

 

U can bet your bottom dollar that my ever expanding email list to mention little of the number of viewers watching message boards like Revlon Corporation’s Yahoo Message Board continues to represent a statistically valid sampling of the world’s literate population.

 

Again at the risk of boring a handful of old listeners wanting me to keep things stiletto like I feel compelled to go to the trouble of painstakingly informing everyone that as well informed is Mr. Bellows his knowledge of the insurance industry only began when he graduated college as a biology-chemistry major whereas I learned everything there was to know about this incredibly rigged casino mentality business well be4 I finished high school from a good friend of Mr. Donny Gordon who altho, not a household name like Warren BO Buffet who I consider to be a much bigger crook than all the Greenberg criminals combined is a big shot in the insurance game and altho not having as big a mouth as Body Odor Buffet is nonetheless a crook.

 

The truth about this bullshit industry that sustains itself purely on the basis that mankind is so unkind to his own, man-woman in the most incredible footrace to keep producing more of the same, our polluted DNA saying everything about the need for man-woman at this time to take one deep breath be4 producing one more human being who could grow up to be a poorly conditioned “p.ick” [sic] cannot wait a minute longer, hence my decision to publish Manager Minute One eventho I have yet to complete what has been a lifetime endeavor, empowering the kids to parent the parents who need the most help, the problems of the world having nothing to do with race, color or religion simply poor parental religious teaching.

 

Mr. Bellows and I first became acquainted when he was summoned to meet with me in early 1997 by Bill Frye, the head of AIG’s Mergers and Acquisition’s division after I had first spoken with Maurice “Hank” Greenberg, AIG’s Chairman and CEO on or around December 10th 1996 who within a few seconds of me informing the head of this one of a kind “insurance first family” brought Mr. Thomas Tizzio, the president of AIG on to the line who then marshaled the incredible forces of his $80 odd billion behemoth to make certain I got an “adequate hearing.”

 

When last, Mr. Mayor, did any company you bought or sold had u not using say a lawyer and/or possibly your mother to speak with “Hank” Greenberg within 10 seconds of his personal assistant picking up the phone to mention little of Hank Greenberg and I never before having spoken, it very possible that Hank had heard of Insurance Marketing Service Inc. a rather private but important marketing-publishing during the mid to the late 1980s that I was originally brought in to restructure, sticking around tho for some 5 years enjoying just about every moment surrounding myself with quite the stellar management team made up mostly of young women greatly aided by my very good fiend and mentor Mr. Amos “Your ‘Yes Me’ will kill you” Wright.

 

It was around this time that most experts in the insurance game would agree was when the “usual and customary” 6 year “hard and soft insurance cycles” began disappearing in to thin air, again about the same time Aspartame became the drug of choice by politicians it seems hell bent on “fcuking” [sic] with the already poor and downtrodden’s short term memory, agree?

 

By now Mr. Mayor I am quite certain you being such a diligent CEO yourself something you go on and on an on about in the most recent edition of the Del Mar Times, no doubt the publisher and his editor think what you have to say is more worthwhile than me the ultimate insider, r well aware how I make it my business to go after the biggest crooks on Wall Street with the same degree of tenacity as I do a café operator, or a physician, or anybody for that matter including a Simple landlord like Mr. Jeffrey Simple Smith and his band of lawyers from Ted Kimball’s law firm who usurp their limited authority, agree?

 

U r no doubt intimately familiar at this point with Judge Jack B. Weinstein crediting me with helping him immensely in overturning a landmark multi-million repetitive stress injury award the result of rapacious and crooked plaintiff lawyers and their clients having committed fraud and if not, then get this very instant on your hands and knees and start reading this hyperlink, scrolling down to Application of Law to Facts, and then pray to whoever u wish that I don’t have an ounce of destructiveness in any of my bones otherwise by the time you were to arrive in your office tomorrow morning the stock markets around the world will have already imploded, agree?

 

I have painstakingly gone about imploring the masses of folks around the world tuned in to my missives not to do anything that could and would ultimately destroy all the good that is out there along with the bullshit heaped on them by the handful of folks, relatively speaking, the rapacious passing down from one generation to the next, the next generation increasingly with their “gift of the gab” perfecting the art larceny that has so relatively few productive sitting in the pound seats deriving great satisfaction in exceeding the limits of their small authority, i.e. evil does not come in the form of a pointed tail or pitched fork, agree?

 

In the summer of 1997 soon after Judge Jack B. Weinstein sent quite the message to plaintiff lawyers around the world that they had better think twice about screwing with the like of me, The Rattlesnake, I attended a meeting at the headquarters of AON also mentioned in Mr. Spitzer’s complaint, AON considered the second largest “alphabet” insurance brokerage houses in the world, accompanied by private banker Mr. Derrick Beare as well as the founder of the medical device responsible for providing Judge Weinstein with the evidence he needed to read these crooked lawyers the riot act, Mr. Beare and I having a rather interesting conversation this past Saturday as I walked up and down the sideline of our JoNathan’s soccer game, my looking forward to hearing the reaction of Dr. Jonathan Beare, Derrick’s uncle, to how he sees himself fitting in with our plans to own not only the world’s insurance market in 7 days or less but at the same time fully fund our Clean Water Fund project, to mention little of folks like Augusto Benito Vargis now getting back to me, “We are happy” letting me know that their grass roots organizations eagerly await further suggestions, the trailing Price/Earnings of Coca Cola some 15.9, agree?

 

In your infinite wisdom since u refuse to address my questions concerning the critical water needs of Del Martians would u at least comment given how much u tout your business astuteness to give us all an opinion of whether u think Coca Cola’s share price is “fair”, “overvalued” or “undervalued” or would u prefer to simply go with your standard operating answer of “No!” waiting to see how the likes not only of Coca Cola but every single public corporation respond to participating in our unique and universal Clean Water Fund project?

 

Back in 1985 soon after I joined Insurance Marketing Services Inc. a private but rather influential marketing-publishing company which served as a “bridge” between the independent insurance carriers like AIG and the so-called Independent Insurance Agency network made of some 30,000 independent insurance brokers, the likes of Marsh & McLennan and AON being significantly larger than the “mom and pops” that one sees in strip centers dotted all across the country including Canada I became aware rather quickly how topsy turvy were the markets perhaps some of the craziness occurring when Aspartame was introduced into mainstream America.

 

The coincidence of this drug which has a disastrous effect on short term memory finding its way into the diet and the inability of the smartest people in the world to gauge risk is quite “sumthing” [sic], wouldn’t you in your infinite wisdom agree?

 

And when one cannot gauge risk, invariably in a competitive market one starts to go down the squirrelly path of undercharging for the risk so as to compete and then the other competitors in order to compete do likewise eventually the cost  of covering the risk gets greater than the premium leading to what is referred to as “cashflow underwriting” the top dogs of the carriers left with few options but to make up the deficits by investing in the stock market the second most rigged game in the financial markets, agree?

 

The key to cashflow underwriting getting your salespeople, i.e. the independent insurance agents to be properly “motivated” to get their hands on hard working folks’ premiums at essentially any cost and in a worse case scenario when all hell breaks loose to then rely on say either the State Government or the Federal Government or when both are broke to count on war where money is no object to bail them out of their insidious business practices.

 

Yes, Mr. Mayor and perhaps you r also getting the picture that Mr. Spitzer as well intended as he may very well be has in all likelihood by spelling out in 4th grade English the corruption at the highest levels of the insurance industry which control not only the stock markets around the world but the real estate industry as well has in fact as my phone “rings off the hook” bitten off more than he can possibly chew, he-she tho, who controls the water, grabs the land, owns the bank.

 

The only question remaining is not if there will be freeze, i.e. gridlock but when, agree?

 

I don’t need u at this time to agree with anything I have to say, your record of ducking the issues like any small time politician and in my opinion a very small time business person is very much in “black and white” and will remain with you, your friends, your family from now until eternity to serve as a benchmark for others who would choose to “go to war” with the likes of me who is simply hell bent on getting the truth out, making rich and poor aware of what exactly is at stake so that no one tries to make gain  competitive advantage during these incredibly unstable times, your decision to ignore me, trying to have a private meeting with me so that u could then use as your defense, “He said – She said” has me thinking once again of that so often used term by lawyers and judges, “Ignorance of the law is no excuse!”.

 

I have already begun to spell out why it is that the poor and downtrodden have little chance of getting at the brass ring, every so often the ruling elite allow the likes of a colored man like Mr. Kenneth Standard Esq., the son of the executor of my estate to rise above it all giving the rest of colored folks all around the world false hope which is far worse than a false sense of security since most folks I know with a non-vacuum of space between their ears would prefer to be dead than to end up “brainne dead” [sic] the result of being an Uncle Tom, agree?

 

Today thanks to the likes of me and others who share my value system of the truth, the whole truth and nothing but the truth, the poor and downtrodden all over the world using translation tools offered over the Internet r understanding better with each tick of the clock what is really going on behind the scenes when one has pitiful regulators-politicians such as yourself and the likes of the New York Insurance commissioner making bold statements along the lines,

 

“We reviewed the sales documents, nothing we could find in them spelling out words like ‘rigging bids’ and ‘collusion’ which Mr. Spitzer was pursuing” [sic].

 

Only an incredibly sick person in this “Dog eat God” [sic] world would think insurance brokers act on behalf of their client-s, agree?

It seems Theo Francis of the WSJ was either high on his own drug supply commenting, “The probe could extend to top executives at AIG -- the largest U.S. commercial insurer” after stating “Two AIG executives each pleaded guilty to a first-degree felony count of a ‘scheme to defraud’"

Or

simply “blowing smoke” no different to the likes of Mr. Seth Lubove of Forbes Magazine back in June 10th 2002, just prior to the California Gubernatorial elections.

Then again Mr. Spitzer seems to have stuck “his heels in” with comments such as this,

 

If the practices identified in our suit are as widespread as they appear to be, then the industry's fundamental business model needs major corrective action and reform."

Francis,

He [Spitzer] made clear that other insurers and insurance brokers could face criminal and civil charges: ‘Trust me, this is day one,’ he said.”

Ms. Francis is correct in calling the Greenbergs, “The first family of insurance”, Ms. Francis follow up, “A person familiar with the probe said there is no indication that the family relationships played a role in any of the transactions being investigated. No members of the family have been named in the investigation” enough for me to vomit given the next comment,

 

“Mr. Spitzer said that evidence uncovered in the probe suggests that illegal and improper practices extend to ‘virtually every major insurance broker’ and through every line of insurance, including personal auto coverage, health insurance, life insurance and employee benefits. He declined to elaborate.”

 

Again, as I pointed out in my missive to Mr. Ted Kimball Esq. yesterday, “incredible wouldn’t u agree that a consortium employing some 160,00 employees worldwide managed to agree that the folks to head up all 3 public organizations were a papa and his ‘tTOo’ [sic] baby bears, agree?”

 

And again I come back to Mr. Spitzer declaring that

 

The leadership of that company is not a leadership I will talk to; it is not a leadership I will negotiate with."

 

Yours truly,

 

Gary S. Gevisser

A NAME FROM HERE YOU CAN TRUST OVER THERE

The Rattlesnake

DogtTOo

 

Ps – Please note that only Theo Francis who penned the Wall Street Journal [WSJ] article and 5 other folks r carbon copied on this memo bearing in mind that within 24 hours we estimate that approximately 1 million individuals-groups will have read at least once this communiqué with all its hyperlinks the result of u folks as well as those in the blind copied section forwarding it on to your email lists, up to each individual to draw their own conclusion about not only my “credibility” but my intimate knowledge of an industry so incredibly corrupt that it makes absolutely no sense for Mr. Spitzer to seek plea bargains and “slaps on the wrists” since the very top dogs have perfected the art of larceny, one of this countries very few remaining exports to the 3rd world sought out primarily by despots, co-opting good, hard working people such as my good friend Mr. Ron Bellows to do their dirty work, agree?

 

The likes of the “first family of insurance” having built into their “cost of goods sold” the “cost of getting caught” have nothing to really fear if in fact this is nothing more than another publicity stunt to give the investing public a false sense of security, false hope to boot.

 

Again I can only hope that Mr. Ron Bellows is fully cooperating with investigators, perhaps already in a “federal witness protection pogrom” [sic] knowing full well that nothing is served unless one destroys the entire body, The Fish Rots From The Head Down.

 

For us to have any hope of surviving the crash of all crashes requires each and every one of us slimming down big time, developing trust which will come about by grass roots organizations all over the world that the likes of me r “feeding” along with putting those at the top end of the pyramid on notice that not only is “enough is enough” but they are running out of options to become part of the solution, there is simply no way those who play it “fast and loose” can outrun the Digital Age.

 

 

Ps II - Insurance companies (far the largest pool of short-sellers) make their money by investing other peoples’ money.

 

OPM comes in as premium income which, when rationally priced, will cover future underwriting losses when abetted by investment income. To compete for premium income, underwriters will often quote premiums which are irrationally low, expecting to "Make up the difference or shortfall" on investment income.

 

Certain companies as a competitive tool, will underbid competition knowing that their larger resources will allow them to survive as they increase market share when smaller underwriters are under a capital squeeze when losses exceed premium plus investment income.  A "last man standing" approach.

 

Premium rates then rise usuriously and profits flow to the survivors.

 

Efforts to hold profit levels up artificially are what is covered in Spitzer's allegations.