From: Gary S. Gevisser
Sent: Tuesday, February 15, 2005 12:49 PM
To: Adam Tucker
Cc: rest;
Glen Shapiro; Ron.Bellows@AIG.com; Jonathan-Saul; Eliot Spitzer - Attorney
General of New York State ; Enid Enga Pigors - Office of the Chairman & CEO
of Coca Cola'; Dr. Jonathan Beare; JRK@class-action-law.com
Subject: FW: RE: "...---...our [AIG] loss numbers are showing lots
more than the news is
reporting...---..."...---...welfare...---...truth...---...
Adam – Another incredible day, the surf pretty
good, not that many surfers tho despite the glass-like conditions.
Please when ordering my new computer I would like to get a
camera that zooms in on both the incredibly in shape people running less than a
stone’s throw away on the cliffs as well as the surfers not necessarily
all that smart about surfing so soon after rainfall, an “Act of Dog”
[sic] u think that has The Sperm Donor
wearing a big patch over his one very infected eye, bad DNA, poor conditioning
and/or all things combined as in everything eventually adds up?
Not to forget this pathological pathologist still working
for Sharp Memorial Hospital in San Diego went surfing with our JoNathan be4
human feces hadn’t even had time to dissolve to the point that one could
just smell the disgusting odor, it possible when trying to clear his eyes he
grabbed on to clustered soiled toilet paper I saw floating in the “Oshon” [sic] soon after
JoNathan came into his mother’s custody with his second cold of the
season.
It all comes down to searching for the truth=proof, the
better the evidence the better the proof.
Just because one is capable of making small banter, put on a smile so as to please the
crowd that one can therefore assume one can fool all the people all the time?
It takes time and painstaking “due diligence”
to work out what drives people to be selfish willing to co-opt even family
members in their charade, and then the shame of suggesting when caught with
one’s pants down to invoke how the “end game” justified being
“mean” to those who simply trusted u to tell the truth, the whole
truth, not just when it suited u but all the time.
Again, only liars need good memories.
What goes around comes around with a vengeance.
So easily to sit around a table bullshitting away, coming
up with quick witty remarks much like what goes on at most board meetings of
public corporations, agree?
But then again neither u nor RBS
nor Jonathan-Saul nor for that matter most of masses further down the food
chain have probably sat in on that many board meetings of the largest
corporations in the world and less likely u have been fortunate enough to
eavesdrop on such meetings when working at the behest of those who pull the
strings of those idiots with out of control egos willing to expose their names
as Directors and Officers of public corporations,,,
FOOLS NAMES, FOOLS FACES IN PUBLIC FACES, “sumhow” [sic] not
quite all of us seeing the connection between our ancestors who pranced around
in shells and us with our most common sensitive skins, so easy in this
“Dog eat God Aspartame” [sic] world to lose one’s
sensitivities?
Rarely does one come across folks losing their tempers in
so civil proceedings which amount to nothing more than “rubber
stamping” what those further up the pyramid have painstakingly labored,
rarely if ever using a lawyer-liar to “hammer out” a deal say
between Aristotle Onassis and Jacqueline
Kennedy who very possibly while starving to keep her anorexic figure
overheard a conversation or “tTOo” [sic] between her first husband
President John Kennedy and her one lover Robert F. Kennedy on ways to nail
someone like Aristotle Onassis who wore his chicanery on his lapels in an
effort to distract FBI Director Edgar J. Hoover who had this thing for Jackie
O’s high heeled shoes especially when one has a rather shrewd
“consigliore” capable of making light hearted talk such as THE IMPORTANCE OF BEING A WOMAN while
figuring out what it is that really makes people tick-talk.
It all comes down to the Golden Rule, “Whoever
has the most gold makes the rules.”
Given your busy morning schedule, the clock just striking
12 noon I will share my “off
the cuff” read of RBS’
obfuscation while copying a statistically valid sampling of the world’s
literate population including all my family members who can be counted on to
keep my Royal Mater informed as well as
employees of the $280 billion “unlawful” and “shameful”
megalopoly of AIG-Marsh & McLennan-ACE Ltd who may not be as co-opted to
mention little of my diamond studded mother now telling
strangers who just happen to have her private telephone number in England [44-1-9-8-46-24-0-88]
that I am, “connected to powerful people”.
RBS seems to agree
that The Fish Rots From The Head Down but makes no mention of
Jeffrey Greenberg the Chief Executive Officer of Marsh and McLennan
being forced to resign and why were it not for being forced to carry insurance
would anyone with half a brain void of larceny in their heart be so dumb as to
carry insurance?
Not to forget that MandM is the largest so-called
independent insurance brokerage firm in the world supposedly getting the
average Blow Joe business person competitive insurance rates and now with Eliot
Spitzer, Attorney General of New York State, only hitting this criminal
enterprise with a pitiful $850 million fine it serves to only support how
little competition remains in what was at one time a very competitive industry.
Worth remembering that not only did I learn everything
there was to know about the insurance game by age 15 I ran one of the largest if the not
the largest marketing-publishing companies in the mid to late 1980s that not
only was geared toward fostering competition in the insurance industry but
taught independent insurance agents how to be more professional so as to
compete against real estate agents who during past real estate market collapses
have rather easily transitioned into selling insurance.
I don’t recall RBS
answering whether it was "true",
as opposed to "untrue" that Bill Fry his first boss at AIG who
brought him over from Royal Insurance was led away in handcuffs and why RBS would later feel compelled to provide his
buddy with a handout knowing exactly why Fry was “fried”?
Then again, RBS
could be suffering from the side effects of inhaling Aspartame altho he
maintained that indulging in alcohol would ultimately be his best excuse should
I survive those relatively few wishing me harm, living the good life the best
revenge, agree?
Third, since RBS
has a "hard earned career" would it be fair that the
same cannot be said of the other members of the Royal Insurance team who came
over with him to AIG who were more or less willing to sell their souls?
Fourth, I never recall what decision RBS made in reference to his May 3rd 2004
"mea culpa" to mention little of what he meant by the "fony crap" going at his
"megalopoly" that had him constantly crying like a baby wanting to
“separate”, to repeat parts of the “mea culpa”:
....---...
so now - the feds are saying - "there is no war" -
and we don’t get reimbursed - for all the dead, captured and
"lost" contractors ( and our loss
numbers are showing lots more than the news is reporting )
so all the actuaries and underwriters are freakin out -
watching their policy breach limits and bleed cash
so I got the order Sunday - go and figure out what KBR,
Centcom and Haliberton employee exposure are and what they are doing to control
their contract employees exposure ??
AND
- this is a no win - If I pull the plug ( write a
report that says its a poor risk ) my name goes to the head of KBR etc - If I
say its all good - we loose money and megalopoly stomps on my tushy...---...
Adam, wouldn’t u agree so incredibly tuff for a 50
year old married man to hang out on the deck of the Del Mar Plaza watching the
“rich
chicks” doing their “cat walk” while spilling the
beans about what has him crazy then scooting off to please his bosses, this so
self-absorbed poor specimen able tho like most pathological to make perfect
sense at times, thinking, despite all my writings on the importance of never
letting a single foul act pass one by that he was somehow “immune”
and therefore more important than any one else on this planet let alone an
almighty SMART G-D who guides those of us with keen sensitivities to be fearful
of only one thing, number the essence of all things, good or evil.
So important to follow the money trail.
Be well,
Ps – I am
about to go on a walk along the cliffs with the dogs – feel
free to call me on my cell phone.
[word count 1442]
-----Original Message-----
From: Ron Bellows Senior
Sent:
To: Adam Tucker
Cc: gsg@sellnext.com
Subject: Re: RE: "...---...our [AIG] loss numbers are showing lots more
than the news is reporting...---..."...---...welfare...---...
Adam I respect your taking the time to respond - and
appreciate the fact that Gary's heart may be in the right place - BUT - no one
can sit by when their character / reputation are slandered -
Gary may in fact get lucky some day and may in his chase
for good - becasue of his reckless abandon and lack opf prefessional decoum -
cost a family its livelyhood - and that is inexcusable - and I personally would
not stand for it - if you call that a threat - so be it - anyone who hurts my
familiy knowingly has begun a war in which there is only one end - someone
looses big -
one more thing before I explain
the
Do things go ary in business - Im sure they do - but
there are 10,000 ee's at aig - 99% are straight forward honest and very
hardworking people trying hard every day to do the right thing - Gary has no
right to trash them - unless he's been there and been in their shoes -
now i'll respond to the
the National Safety Counsel (gurue of loss statistics) -
says ( and in 25 years I have come to know that they are correct ) that for
every dollar of loss payed out by the insurance contract on the policy holders
behalf - the risk incurs an additional 1 to 10 dollars in indirect costs - (
NSC says 4 to 10 dollars ) - whatever number you feel accurrate - the point is
that the insured has some degree of internal expense that comes out of there
pocket - and to that end they are to some degree - on every loss - partially
self insured -
example - a worker hurts their back - medical and lost
time wages are paid by the insurance company of $20k - but the risk has to hire
someone part time - train them - file paperwork - prepare restricted ( lite )
duty - negotiate return to work with doctors and maybe a union - maybe buy new
or different equipment - etc etc - all of that extra cost associated with the
loss are the indirect costs of loss that the risk pays out of pocket - that 20k
loss x 4:1 = 80k adn at a 10% profit margin cost that company almost 1 mill in
lost revenue - so it is very much to their benefit - when I can show them how
to reduce exposure loss or injury potential - THEY benefit and most of the time
the ideas i present to reducing loss xposure also increase their efficiency and
lower their cost of production - ( beleive it its true )
Heres another gimme I bet you didn;t know - I am held
accountable by my boss to produce savings for a customer of 5x my cost - and I
do - most of the time I exceed 5x - -- does the lower loss cost result in
better loss ratio for the insurance company that year ? yes
it does - but it also reduces premiums in the next year - and for companies
working on very tight margins ( 99% average loss ratio) it makes life difficult
-
why do you suppose so many
insurance companies have left the business in the last 5 years >??? Reliance
Kemper Royal -
one more thing - insurance
companies are one of the most regulated business and everyone thinks its ok to
screw with them - most people look at you with sincere disdain when you say you
work for that indusry - at coocktail parties you get a better response saying
your a used car salesman
and lastly - i am not an adjuster - adjusters settle
claims - I am a risk management consultant - I am payed to help our insureds do
a better job of manageing their exposure to loss and mitigate loss costs if
loss occurs - you may find this hard to beleive -but the reason I stay and put
up with all the inevitable corp "bull" is the emotional reward I get
from the customers I deal with who are genuinely thankful for my help - ( yes they even like me )
and on a weekly basis I do way
more than the "job" requires - becasue I actually care what they
think of me - and care that I have actually helped them
as for my realtionship with Gary - My mother told me you
only really choose your friends in life - your born into relegion family etc -
so she said choose wisely and cherish those who you trust and those you respect
-
well
If I continue to see attacks on me personnally ( in slander or assault ) - legal and other options will be
sought to end it --- -
he thinks he's a rattlesnake - he has no idea what that
means - i was born in astoria queens and grew up in and around the garbage and
olive oil buisness no one knows rattelsnake better than I do
so my advice to you Adam - is to
watch what you say ( or type ) and watch your back
good luck to you
Ron
call me anytime you want to talk
201 404 5746
----- Original Message -----
From: Adam Tucker <ajmco2@yahoo.com>
Date:
Subject: Re: RE: "...---...our [AIG] loss numbers
are showing lots more than the news is
reporting...---..."...---...welfare...---...
From: Adam Tucker
Sent:
To: Ron Bellows Senior – senior Risk
Management specialist for AIG
Cc: gsg@sellnext.com
Subject: Re: RE: "...---...our [AIG] loss
numbers are showing lots more
than the news is
reporting...---..."...---...welfare...---...
Hello Ron,
As you see, I am only sending this between you and Gary
and there are no
BCCs. I agree with you, my
assumptions regarding your career or more over,
your integrity are solely based
on information about AIG, the industry, and
information that
Almost all of which spoke poorly of AIG as opposed to you
personally.
I've known
around the edges and wordy at
times, I think his intentions are pure which
is why I help him when I can. I
rarely read everything he sends but when he
asks for me to give an opinion
or critique him, I gladly assist. From our
talks together, his goal as I
understand it, has been to call people and
corporations to task to rethink
the way they conduct themselves and try to
get them to "do the right
thing" which could be subjective I suppose but I
am assuming that "the right
thing" is being honest above all. He also touts
that he tries to not just say
what's wrong, but to constructive criticism as
opposed to solely destructive
criticism which is much easier. Which he may
not have done successfully with
you.
I am admittedly naive about big business and what goes on
behind closed
doors. I have however seen first
hand, executives in companies I have worked
for doing questionable things
with investors money. But I was not in a
position to do anything but
point it out to the public (which I did) and
then leave (which I did as
well). I did so at a different stage in my life
than you are in now, I did not
have the responsibilities of a family and a
mortgage payment to cloud my
decision. I think
when you chose to put blinders
up to your employer. As people we justify our
actions to make us feel better,
I know I do. But at some point we have to
make a decision, and sometimes
we lose sight of who we are or were because
of it. The salary gets bigger
every year, the kids need braces or go off to
college, the house gets bigger
and soon enough, the choices we have get
narrowed to; turn a cheek and
maintain my lifestyle which I have come
accustom to, or make a life
altering decision which would perhaps help me
sleep better at night but could
hurt my dependants. I'm not implying that
you are a thief or a murderer,
but even just as a consumer's perspective of
someone required to supply
workman's comp required by legislature passed
with assistance of lobbyist, my
opinion of the industry of insurance is that
it is shady by nature, the
concept is shady, and therefore it would be
ignorant for me to assume that
you wouldn't have seen a few things that
registered questionable
(especially after 25+ years).
Our opinion of you is obviously important to you otherwise
you would not
have allowed
set me straight. I think that
done so in a less offensive way,
but he is who he is, and regardless of his
delivery, he is on the right
track with his efforts, even if at times he has
poor execution of it.
I don't know you beyond what I have seen in emails and
heard from
regardless of what you think, he
likes you and has spoken highly of you and
actually the career you have
led. But as he says, the fish rots from he head
down, and the higher up you get
in the company the more and more you
compromise your integrity, until
some point you lose sight of who you were
and why you started in the first
place (which by your account, sounds
genuine). However, can you
please explain what you meant by
You see Adam - most insureds are
in fact to a large degree self insured becasue statistically (
National Safety Counsel stats ) a risk pays 4 to 10 dollars ( direct out
of pocket ) for ever dollar of loss cost payed by their policy - to cover the
"non-insured" costs of loss - " because to me, that just sounds
like canned response, and really says more negative about the insurance
industry than aything else.
Judging by your responses to
your family and to your company,
other wise you would not have reacted the
way you have to protect them. I
think you are a good guy by virtue of that.
But life gets complicated if you let it, and what at one
time was black and
white turns to shades of grey. I
think this is why
you, because he sees the
potential in your character. Otherwise it would be
a waste of energy and most of
all time, which his values the most.
I have never responded to anyone but
to help, I prefer to help from
behind the scenes. But your email was sincere
and logical and I respect that
(although the dig at the end was not
necessary). I will probably go
silent again after this, but I will be
watching... And as you
paraphrased, "it is better to remain silent and
thought a fool, than to speak up
and remove all doubt." though I am not a
fool, I do chose my battles and
with this email I hope you have some clarity
as to where I stand and that my
opinion of you is more by virtue of your
career industry as opposed to
you as a person. Remember, you are and will be
remembered as Ron Bellows, not
Ron Bellows the insurance adjuster. You are
not defined by whom your pay
check comes from. So don't take offense at
attacks on the industry. Your
children and grandchildren will see you as Dad
and their Grandfather
respectively and how you conduct yourself with them
and the moral and values you
display.
I wish you the best. You have a journey ahead of you, if
you chose to pursue
it.
Life is very short.
Sincerely,
Adam
Ps
– Gary is now in “command and control” of my computer, i.e.
he is entirely responsible for what follows, Gary reminding me when I provided
him an advance copy of my response above that he is constantly covering a lot
of ground recognizing as he puts it, “the importance of never going around in circles that being
rough around the edges has its benefits”,
agree?
It
is important to remember that Pi not round Pi rē not only the poor and
downtrodden mesmerized by the DAAC, agree?
Just
earlier Gary was describing another most incredible sunset so tranquil, so
colorful, so at odds with the extreme temperatures of Deep Space, mindful of
how incredibly fortunate us human beings r at this precise moment in time yet
to discover another settlement like ours since it is most likely we will kill
each other, agree?
So
why else explore the universe besides for finding more gold to be used in
wiring reducing the obsolescence factor in computers?
So
necessary to find a unifying goal while pointing out the similarities between
the poor and the favored class like Gary’s South African buddy Cliff Benn
who sees fit to swallow uncut diamonds that when exiting the anus depending
upon how skilled one is at this task can save a whole pile of money when
considering that the DAAC control every aspect of the diamond trade
including the “spit polishing”, agree?
Gary
now whispering in my ear to have u consider be4 the Nazis started removing body
parts tossing the worthless remains into the ovens at places like Auschwitz who
other than the DeBeers-Anglo American Cartel do u
think would have provided the financing to polish not only their medals but
those ever so bright shining boots and second, do u simply agree with Glenn
Shapiro that such financiers must have simply been awful and why bother now since all that
history is water over a ducks back?
BTW
was your E-mail the other day to
Furthermore, Gary is now saying, “Adam, at some point, helpfully soon u, will begin to
understand the outrage of the increasingly well informed non-Lilly White Wheaty
eating masses like Tefo Mohapi to mention little of the non-peaceful masses not
so caught up in this forgiveness bullshit who r more in touch with why G-D-NAture
got rid of our tails. Tell me in simple English what u understand by what Ron
wrote,
“You
see Adam - most insureds are in fact to a large degree self insured
becasue statistically ( National Safety Counsel
stats ) a risk pays 4 to 10
dollars ( direct out of pocket ) for ever dollar
of loss cost payed by their
policy - to cover the "non-insured"
costs of loss –“
The best off
the cuff response I can come up with is,
I didn't really read
what he wrote very closely. My intention and sentiment with what I wrote him
was more of an appeal for him to do the right thing with out backing him into a
corner. The guilt of leaving a legacy of dishonesty and
justifying greed, hopefully being sufficient to change sides.
But reading what he wrote below, my take being he is more justifying
why the insurance industry and AIG in this case is a scam.
My literal translation of what he wrote
being: Entities that pay insurance pay out 4 to 10 times of what the
actual insurance company every gives back. Based on the fact that
most people insure themselves against things that statistically doesn't
happen very often.
Is that what he meant?
“Yes that is
what I believe he meant. Now what does that tell u about people who buy
insurance?”
I am now responding,
I don't know if that is a fair question, because as you have
found, and I have found, the government does not allow for anything else. I
would love to put the workman's compensation payments into and account for the
workers, but I can't pull building permits without it.
“U answered my question rather well. Doubtful I could
have come up with a more succinct answer even if I focused all day on it versus
spending most of the day today after taking the dogs in the morning to Dog
Beach looking out my one of a kind window watching some great surfers catch
rather terrific waves to mention little of the most beautiful athletes
particularly the women running just in front my one of a kind Monterey Cyprus tree to the left of the oversized
window smiling from ear to ear.
In less than 5 minutes I will give u more of the Ps I think u should add to your reply email to
Ron and I will make certain he knows it is all coming from me.
In the meantime look at my latest posting on the KO Yahoo website.”
Now
“I
know not only a thing or ‘tTOo’ [sic] about how to bring out the
best and worst in people, number the essence of all things good or evil but all
about being so fricken ‘charming’, my mother not only home schooled
me rather well but she was the Queen of Charm Schools to mention little of how
charming mankind really is to G-D-NAture stands to reason that he would be so
unkind to his own thinking this world is all about ‘me, me, me,
money.’
Adam,
may I suggest u finish off with RBS
reminding him of the following:
Mr.
Bellows Senior, my understanding is that your relationship with Gary Steven
Gevisser began in late December 1996 early 1997 after Hank Greenberg, Chairman
and CEO of the "unlawful" and "shameful" megalopoly of AIG
directed Thomas Tizzio, the President of AIG, to provide his "best
efforts", i.e. make certain that Bill Fry, head of AIG's Mergers and
Acquisitions division, pulled out all stops, getting his number one guy, i.e.
you, to head west and "kick the tires" of Sunmed Inc. a closely held
medical device company headed up by Gary S. Gevisser with the primary seed
capital coming from Fred Deluca, founder and co-partner of Doctors Associates
which in turn is in “command and control” of some 15,000 Subway sandwich shops, agree?
No
doubt Hank wouldn’t credit you with introducing him to Gary who had
obviously sufficient credibility with this Patriarch of the "First Family of
Insurance" to believe Gary when he was able to cut to the chase in a less
than 5 minute phone call while making the astonishing prediction that
given the evidence in Sunmed's possession he was quite convinced Sunmed would
be able to get Judge Jack B. Weinstein one of the most famous
federal judges in the United States to overturn a landmark multi-million dollar
repetitive stress injury award because of malfeasance by plaintiff
lawyers-liars, agree?
Now
Mr. Bellows spell out precisely what if anything you take issue with in terms
of what is written above to mention little of please explaining the
circumstances of what led up to Bill Fry leaving AIG and if in fact it is true
Mr. Fry was led out of his offices at AIG's headquarters overlooking Wall
Street in handcuffs why would u later bail him out with a handful of bucks and
then in as many words as u wish explain why even after Gary made it patently
clear that the founder of Sunmed, Ms. MaryRose Cusimano despite being quite
brilliant couldn’t, however, be trusted you continued to tout her
services while no longer in the highly sensitive M & A division other than
your employer, the "unlawful" and "shameful" fony
megalopoly of AIG-Marsh and McLennan ACE Ltd is in the business of making a
“profit” even if selling “below cost” so long as your
“fony crap... megalopoly” can
gobble up the competition putting out all sorts of bullshit information which u
so well articulated in your May 3rd 2004 E-mail broadcasting your “mea culpa” to G-D only knows how many people
in a position to help Mr. Gevisser’s “social cause” to mention
little of your handiwork in that “social cause” email broadcasted
to the world back on February 24th of last year, agree?
It
all comes down to anything but profits but rather cashflow underwriting which
is all about decimating the competition allowing the likes of your megalopoly
to ultimately charge people "thru the nose" [sic] not quite in the
spirit of our so sacrosanct Anti-Trust laws which brings me to one final
question,
What
did you hope to achieve by sharing with Gary S. Gevisser AIG's internal
documents pertaining to the significant negative side effects of Aspartame and why
not simply do the right thing and the smart thing which is also the right thing
and walk into the offices say of Eliot Spitzer, Attorney General of New York
State and while falling on the sword beginning by saying how sorry u r about
the bullshit u wrote me below explain everything without beating around the
bush, so childish to resort to calling our great President, the most honorable
George W. Bush a “Nazi
Dictator”, while hooked to a lie detector test why
it was-is that Eliot Spitzer was able to get Marsh and McLennan under the
"command and control" of Hank Greenberg's son during the price fixing
that later had Jeffrey Greenberg resigning and MandM writing a check to the Feds
for some $850 million agreeing that their misconduct was both
"shameful" and "unlawful".
I
assume you are familiar with Gary S. Gevisser's "work product" in
Shareholder Class Action Lawsuits and why the likes of skilled and experienced
litigators such as Mr. Jeffrey R. Krinsk
"cite" Gary’s accomplishments no different at
least in my humble opinion to you, Mr. Ron
Bellows Senior,
a senior Risk Management specialist for this criminal enterprise perhaps not
quite up to snuff as the DAAC [DeBeers Anglo American
Cartel] saying how "impressed"
you were with Gary’s denunciation of the "true nature"
of the insurance industry.
Perhaps,
Mr. Gary S. Gevisser is right when he repeats the same thing over and over
again,
We use the excuse of family when it is plain simply money, pure greed
because if u were really concerned with family would u want to raise your kid
to be this corrupt because they will have to be more corrupt to survive unless
of course they inherit the money, is that what u r planning to do?
One
suggestion I keep hearing in the back of my head Mr. Bellows is that both you
and I could benefit from reading time and again Perfect Storm II on the www.footsak.com network which provides a
pretty good measure of how Mr. Gary S. Gevisser can be both stiletto like when
need be while making rather boring but critically important stuff like how
incredibly rigged the financial markets are quite interesting reading, nothing
quite like being time and again in the pivotal position to provide irrefutable
“smoking gun proof” of fraud, proof a function of evidence, the
better the evidence the better the proof, leading to why Mr. Gary S. Gevisser
who has quite a good command of numbers, certainly better than me, to profess
time and again that his websites remain on track to be the number one websites
on The Internet in no small measure thanks to folks like u incapable it seems
of resisting reading about themselves, good or bad, number the essence of all
things?
----- Original Message -----
From: Ron Bellows Senior – Senior Risk
Management specialist for AIG
Cc: Adam Tucker; Eliot
Spitzer - Attorney General of New York State
Stephen Cohen - Codiam Inc.;
Enid Enga Pigors - Office of the Chairman & CEO of
Coca Cola
Sent:
Subject: Re: RE: "...---...our [AIG] loss
numbers are showing lots more than
the news is
reporting...---..."...---...welfare...---...
Dear Adam - I have no idea what
aspirations or accomplishments
etc -
However, based upon your comments below - I can assure
you that you do not
understand - at all - what I do
for a living ....
In brief, I will explain here:
" my job is to HELP our
customers manage their risk and reduce their
exposures and loss costs
" which in turn helps them reduce their future
premiums ....
You see Adam - most insureds are in fact to a large degree
self insured
becasue statistically ( National
Safety Counsel stats ) a risk pays 4 to 10
dollars ( direct out of pocket )
for ever dollar of loss cost payed by their
policy - to cover the
"non-insured" costs of loss -
Therefore - all my consultative efforts - be it for
workers compensation,
product liability, environmental
impairment or even more non-generic
exposure like fire-life safety,
product tamper, kidnap and ramsome or
disaster recovery and business
continuity - is all geared to help an
insured - become a better risk
overall - which in turn reduces their overall
cost of insurance ( it also
helps to protect the insurance company profits
as well - no doubt about it )
However - in 25 years I have worked with some of the
largest US and non-US
corportaions and have always (
99+% of the time ) - been appreciated by
those company's for my efforts
on their behalf - which are genuine - above
board and truthfully for their
benefit - exactly why I do what I do -
becasue I enjoy and feel good about
the assisstance I provide -
Imagine for example a worker who is exposed to a chemical
process - that you
help - by showing that company
how to controll that exposure and prevent
that individual from becoming
ill
would you feel good about that ?
- I think so - and therefore you can maybe
begn to undersatnd why I so
enjoy what I do
So Adam - for future reference - keep
this in mind - when you speak about
things you do not understand -
you only succeed in proving your ignorance -
"better therefore to say
nothing and be suspect of incompetence then to open
your mouth ( as
"agree "
:-)
anytime you want - i'd be happy
to discuss this with you ( or anyone else on
call met anytime at 201 404 5746
-
Regards;
Ron Bellows
----- Original Message -----
From: Gary S. Gevisser
Sent: Friday, February 11, 2005 2:26 PM PT
To: Adam Tucker
Cc: rest; Ron.Bellows@AIG.com;
Eliot Spitzer - Attorney General of New York State ; Stephen Cohen - Codiam
Inc.; Enid Enga Pigors - Office of the Chairman & CEO of Coca Cola
Subject: RE: "...---...our [AIG] loss numbers are showing lots more
than the news is reporting...---..."...---...welfare...---...
I agree with everything u had to say but how about
feeling outraged
for the momworker...---...
