From: Adam
Tucker
Sent:
To: Ron
Bellows Senior – senior Risk Management specialist for AIG
Cc:
gsg@sellnext.com
Subject: Re:
RE: "...---...our [AIG] loss numbers are showing lots more
than the news is
reporting...---..."...---...welfare...---...
Hello Ron,
As you see, I am only sending this between you and Gary
and there are no
BCCs. I agree with you, my
assumptions regarding your career or more over,
your integrity are solely based
on information about AIG, the industry, and
information that
Almost all of which spoke poorly of AIG as opposed to you
personally.
I've known
around the edges and wordy at
times, I think his intentions are pure which
is why I help him when I can. I
rarely read everything he sends but when he
asks for me to give an opinion
or critique him, I gladly assist. From our
talks together, his goal as I
understand it, has been to call people and
corporations to task to rethink
the way they conduct themselves and try to
get them to "do the right
thing" which could be subjective I suppose but I
am assuming that "the right
thing" is being honest above all. He also touts
that he tries to not just say
what's wrong, but to constructive criticism as
opposed to solely destructive
criticism which is much easier. Which he may
not have done successfully with
you.
I am admittedly naive about big business and what goes on
behind closed
doors. I have however seen first
hand, executives in companies I have worked
for doing questionable things
with investors money. But I was not in a
position to do anything but
point it out to the public (which I did) and
then leave (which I did as
well). I did so at a different stage in my life
than you are in now, I did not
have the responsibilities of a family and a
mortgage payment to cloud my
decision. I think
when you chose to put blinders
up to your employer. As people we justify our
actions to make us feel better,
I know I do. But at some point we have to
make a decision, and sometimes
we lose sight of who we are or were because
of it. The salary gets bigger
every year, the kids need braces or go off to
college, the house gets bigger
and soon enough, the choices we have get
narrowed to; turn a cheek and
maintain my lifestyle which I have come
accustom to, or make a life
altering decision which would perhaps help me
sleep better at night but could
hurt my dependants. I'm not implying that
you are a thief or a murderer,
but even just as a consumer's perspective of
someone required to supply
workman's comp required by legislature passed
with assistance of lobbyist, my
opinion of the industry of insurance is that
it is shady by nature, the
concept is shady, and therefore it would be
ignorant for me to assume that
you wouldn't have seen a few things that
registered questionable
(especially after 25+ years).
Our opinion of you is obviously important to you
otherwise you would not
have allowed
set me straight. I think that
done so in a less offensive way,
but he is who he is, and regardless of his
delivery, he is on the right
track with his efforts, even if at times he has
poor execution of it.
I don't know you beyond what I have seen in emails and
heard from
regardless of what you think, he
likes you and has spoken highly of you and
actually the career you have
led. But as he says, the fish rots from he head
down, and the higher up you get
in the company the more and more you
compromise your integrity, until
some point you lose sight of who you were
and why you started in the first
place (which by your account, sounds
genuine). However, can you please explain what you meant by
You see Adam - most insureds are
in fact to a large degree self insured becasue statistically (
National Safety Counsel stats ) a risk pays 4 to 10 dollars ( direct out
of pocket ) for ever dollar of loss cost payed by their policy - to cover the
"non-insured" costs of loss - " because to me, that just sounds
like canned response, and really says more negative about the insurance
industry than aything else.
Judging by your responses to
your family and to your company,
other wise you would not have reacted the
way you have to protect them. I
think you are a good guy by virtue of that.
But life gets complicated if you let it, and what at one
time was black and
white turns to shades of grey. I
think this is why
you, because he sees the
potential in your character. Otherwise it would be
a waste of energy and most of
all time, which his values the most.
I have never responded to anyone but
to help, I prefer to help from
behind the scenes. But your email was sincere
and logical and I respect that
(although the dig at the end was not
necessary). I will probably go
silent again after this, but I will be
watching... And as you
paraphrased, "it is better to remain silent and
thought a fool, than to speak up
and remove all doubt." though I am not a
fool, I do chose my battles and
with this email I hope you have some clarity
as to where I stand and that my
opinion of you is more by virtue of your
career industry as opposed to
you as a person. Remember, you are and will be
remembered as Ron Bellows, not
Ron Bellows the insurance adjuster. You are
not defined by whom your pay
check comes from. So don't take offense at
attacks on the industry. Your
children and grandchildren will see you as Dad
and their Grandfather
respectively and how you conduct yourself with them
and the moral and values you
display.
I wish you the best. You have a journey ahead of you, if
you chose to pursue
it.
Life is very short.
Sincerely,
Adam
Ps
– Gary is now in “command and control” of my computer, i.e. he is entirely
responsible for what follows, Gary reminding me when I provided him an advance
copy of my response above that he is constantly covering a lot of ground
recognizing as he puts it, “the importance of never going around in circles that being
rough around the edges has its benefits”, agree?
It
is important to remember that Pi not round Pi r² not only the poor and
downtrodden mesmerized by the DAAC, agree?
Just
earlier Gary was describing another most incredible sunset so tranquil, so
colorful, so at odds with the extreme temperatures of Deep Space, mindful of
how incredibly fortunate us human beings r at this precise moment in time yet
to discover another settlement like ours since it is most likely we will kill
each other, agree?
So
why else explore the universe besides for finding more gold to be used in
wiring reducing the obsolescence factor in computers?
So
necessary to find a unifying goal while pointing out the similarities between
the poor and the favored class like Gary’s South African buddy Cliff Benn who
sees fit to swallow uncut diamonds that when exiting the anus depending upon
how skilled one is at this task can save a whole pile of money when considering
that the DAAC control every aspect of the diamond trade including the “spit polishing”, agree?
Gary
now whispering in my ear to have u consider be4 the Nazis started removing body
parts tossing the worthless remains into the ovens at places like Auschwitz who
other than the DeBeers-Anglo American Cartel do u
think would have provided the financing to polish not only their medals but
those ever so bright shining boots and second, do u simply agree with Glenn
Shapiro that such financiers must have simply been awful and why
bother now since all that history is water
over a ducks back?
BTW
was your E-mail the other day to
Furthermore, Gary is now saying, “Adam, at some point, helpfully soon u, will begin to understand the
outrage of the increasingly well informed non-Lilly White Wheaty eating masses
like Tefo Mohapi to mention little of the non-peaceful masses not so caught up
in this forgiveness bullshit who r more in touch with why G-D-NAture got rid of
our tails. Tell me in simple English what u understand by what Ron wrote,
“You
see Adam - most insureds are in fact to a large degree self insured
becasue statistically ( National Safety Counsel
stats ) a risk pays 4 to 10
dollars ( direct out of pocket ) for ever dollar
of loss cost payed by their
policy - to cover the "non-insured"
costs of loss –“
The best off
the cuff response I can come up with is,
I didn't really read
what he wrote very closely. My intention and sentiment with what I wrote him
was more of an appeal for him to do the right thing with out backing him into a
corner. The guilt of leaving a legacy of dishonesty and
justifying greed, hopefully being sufficient to change sides.
But reading what he wrote below, my take being he is more justifying
why the insurance industry and AIG in this case is a scam.
My literal translation of what he wrote
being: Entities that pay insurance pay out 4 to 10 times of what the
actual insurance company every gives back. Based on the fact that
most people insure themselves against things that statistically doesn't
happen very often.
Is that what he meant?
“Yes that is what I
believe he meant. Now what does that tell u about people who buy insurance?”
I am now responding,
I don't know if that is a fair question, because as you have
found, and I have found, the government does not allow for anything else. I
would love to put the workman's compensation payments into and account for the
workers, but I can't pull building permits without it.
“U answered my question rather well. Doubtful I could have
come up with a more succinct answer even if I focused all day on it versus
spending most of the day today after taking the dogs in the morning to Dog
Beach looking out my one of a kind window watching some great surfers catch
rather terrific waves to mention little of the most beautiful athletes
particularly the women running just in front my one of a kind Monterey Cyprus tree to
the left of the oversized window smiling from ear to ear.
In less than 5 minutes I will give u more of the Ps I think u should add to your reply email to
Ron and I will make certain he knows it is all coming from me.
In the meantime look at my latest posting on the KO
Yahoo website.”
Now
“I
know not only a thing or ‘tTOo’ [sic] about how to bring out the best and worst
in people, number the essence of all things good or evil but all about being so
fricken ‘charming’, my mother not only home schooled me rather well but she was
the Queen of Charm Schools to mention little of how charming mankind really is
to G-D-NAture stands to reason that he would be so unkind to his own thinking
this world is all about ‘me, me, me, money.’
Adam,
may I suggest u finish off with RBS
reminding him of the following:
Mr.
Bellows Senior, my understanding is that your relationship with Gary Steven
Gevisser began in late December 1996 early 1997 after Hank Greenberg, Chairman
and CEO of the "unlawful" and "shameful" megalopoly of AIG
directed Thomas Tizzio, the President of AIG, to provide his "best efforts",
i.e. make certain that Bill Fry, head of AIG's Mergers and Acquisitions
division, pulled out all stops, getting his number one guy, i.e. you, to head
west and "kick the tires" of Sunmed Inc. a closely held medical
device company headed up by Gary
S. Gevisser with the primary seed capital coming from Fred Deluca, founder
and co-partner of Doctors Associates which in turn is in “command and control”
of some 15,000 Subway
sandwich shops, agree?
No
doubt Hank wouldn’t credit you with introducing him to Gary who had obviously
sufficient credibility with this Patriarch of the "First Family of
Insurance" to believe Gary when he was able to cut to the chase in a less
than 5 minute phone call while making the astonishing prediction that
given the evidence in Sunmed's possession he was quite convinced Sunmed would
be able to get Judge Jack
B. Weinstein one of the most famous federal judges in the United States to
overturn a landmark multi-million dollar repetitive stress injury award because
of malfeasance by plaintiff lawyers-liars, agree?
Now
Mr. Bellows spell out precisely what if anything you take issue with in terms
of what is written above to mention little of please explaining the
circumstances of what led up to Bill Fry leaving AIG and if in fact it is true
Mr. Fry was led out of his offices at AIG's headquarters overlooking Wall
Street in handcuffs why would u later bail him out with a handful of bucks and
then in as many words as u wish explain why even after Gary made it patently
clear that the founder of Sunmed, Ms. MaryRose Cusimano despite being quite
brilliant couldn’t, however, be trusted you continued to tout her services
while no longer in the highly sensitive M & A division other than your
employer, the "unlawful" and "shameful" fony megalopoly of
AIG-Marsh and McLennan ACE Ltd is in the business of making a “profit” even if
selling “below cost” so long as your “fony crap... megalopoly” can gobble
up the competition putting out all sorts of bullshit information which u so
well articulated in your May 3rd 2004 E-mail broadcasting your “mea culpa” to G-D only knows how many people in a
position to help Mr. Gevisser’s “social cause” to mention little of
your handiwork in that “social cause” email broadcasted to the world back on
February 24th of last year, agree?
It
all comes down to anything but profits but rather cashflow underwriting which
is all about decimating the competition allowing the likes of your megalopoly
to ultimately charge people "thru the nose" [sic] not quite in the
spirit of our so sacrosanct Anti-Trust laws which brings me to one final
question,
What
did you hope to achieve by sharing with Gary S. Gevisser AIG's internal
documents pertaining to the significant negative side effects of Aspartame and why
not simply do the right thing and the smart thing which is also the right thing
and walk into the offices say of Eliot Spitzer, Attorney General of New York
State and while falling on the sword beginning by saying how sorry u r about
the bullshit u wrote me below explain everything without beating around the
bush, so childish to resort to calling our great President, the most honorable
George W. Bush a “Nazi
Dictator”, while hooked to a lie detector test why it
was-is that Eliot Spitzer was able to get Marsh and McLennan under the
"command and control" of Hank Greenberg's son during the price fixing
that later had Jeffrey Greenberg resigning and MandM writing a check to the Feds
for some $850 million agreeing that their misconduct was both
"shameful" and "unlawful".
I
assume you are familiar with Gary S. Gevisser's "work product" in
Shareholder Class Action Lawsuits and why the likes of skilled and experienced
litigators such as Mr. Jeffrey R. Krinsk
"cite" Gary’s accomplishments no different at least in
my humble opinion to you, Mr. Ron Bellows Senior,
a senior Risk Management specialist for this criminal enterprise perhaps not
quite up to snuff as the DAAC [DeBeers Anglo American
Cartel] saying how "impressed"
you were with Gary’s denunciation of the "true nature"
of the insurance industry.
Perhaps,
Mr. Gary S. Gevisser is right when he repeats the same thing over and over
again,
We use the excuse of family when it is plain simply money, pure greed
because if u were really concerned with family would u want to raise your kid
to be this corrupt because they will have to be more corrupt to survive unless
of course they inherit the money, is that what u r planning to do?
One
suggestion I keep hearing in the back of my head Mr. Bellows is that both you
and I could benefit from reading time and again Perfect Storm II on the www.footsak.com network which provides a
pretty good measure of how Mr. Gary S. Gevisser can be both stiletto like when
need be while making rather boring but critically important stuff like how
incredibly rigged the financial markets are quite interesting reading, nothing
quite like being time and again in the pivotal position to provide irrefutable
“smoking gun proof” of fraud, proof a function of evidence, the better the
evidence the better the proof, leading to why Mr. Gary S. Gevisser who has
quite a good command of numbers, certainly better than me, to profess time and
again that his websites remain on track to be the number one websites on The
Internet in no small measure thanks to folks like u incapable it seems of resisting
reading about themselves, good or bad, number the essence of all things?
----- Original Message -----
From: Ron Bellows Senior – Senior Risk Management specialist for AIG
Cc: Adam Tucker; Eliot
Spitzer - Attorney General of New York State
Stephen Cohen - Codiam Inc.; Enid Enga Pigors - Office of the
Chairman & CEO of
Coca Cola
Sent:
Subject: Re:
RE: "...---...our [AIG] loss numbers are showing lots more than
the news is reporting...---..."...---...welfare...---...
Dear Adam - I have no idea what
aspirations or accomplishments
etc -
However, based upon your comments below - I can assure
you that you do not
understand - at all - what I do
for a living ....
In brief, I will explain here:
" my job is to HELP our
customers manage their risk and reduce their
exposures and loss costs
" which in turn helps them reduce
their future
premiums ....
You see Adam - most insureds are in fact to a large
degree self insured
becasue statistically ( National
Safety Counsel stats ) a risk pays 4 to 10
dollars ( direct out of pocket )
for ever dollar of loss cost payed by their
policy - to cover the
"non-insured" costs of loss -
Therefore - all my consultative efforts - be it for
workers compensation,
product liability, environmental
impairment or even more non-generic
exposure like fire-life safety,
product tamper, kidnap and ramsome or
disaster recovery and business
continuity - is all geared to help an
insured - become a better risk
overall - which in turn reduces their overall
cost of insurance ( it also
helps to protect the insurance company profits
as well - no doubt about it )
However - in 25 years I have worked with some of the
largest US and non-US
corportaions and have always (
99+% of the time ) - been appreciated by
those company's for my efforts
on their behalf - which are genuine - above
board and truthfully for their
benefit - exactly why I do what I do -
becasue I enjoy and feel good
about the assisstance I provide -
Imagine for example a worker who is exposed to a chemical
process - that you
help - by showing that company
how to controll that exposure and prevent
that individual from becoming
ill
would you feel good about that ?
- I think so - and therefore you can maybe
begn to undersatnd why I so
enjoy what I do
So Adam - for future reference - keep
this in mind - when you speak about
things you do not understand -
you only succeed in proving your ignorance -
"better therefore to say
nothing and be suspect of incompetence then to open
your mouth ( as
"agree " :-)
anytime you want - i'd be happy
to discuss this with you ( or anyone else on
call met anytime at 201 404 5746
-
Regards;
Ron Bellows
----- Original Message -----
From: Gary S. Gevisser
Sent: Friday, February 11, 2005 2:26 PM PT
To: Adam Tucker
Cc: rest;
Ron.Bellows@AIG.com; Eliot Spitzer - Attorney General of New York State ;
Stephen Cohen - Codiam Inc.; Enid Enga Pigors - Office of the Chairman &
CEO of Coca Cola
Subject: RE: "...---...our [AIG] loss numbers are showing lots more
than the news is reporting...---..."...---...welfare...---...
I agree with everything u had to say but how about
feeling outraged
for the momworker...---...
